Rev. 06/2015

Facts

What does Acceptance Capital Mortgage Corporation Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also required us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information may include:
  • Social Security Number and credit history
  • mortgage rates and payments and employment information
  • assets and purchase history

How?

All financial companies need o share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Acceptance Capital Mortgage Corporation chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Acceptance Capital Mortgage
Corporation share?
Can you limit this sharing?
For our everyday business purposes --
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes --
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates' everyday business purposes --
information about your transactions and experiences
No We Don't Share
For our affiliates' everyday business purposes --
information about your creditworthiness
No We Don't Share
For our affiliates to market to you No We Don't Share
For nonaffiliates to market to you No We Don't Share

Questions?

Call 866-928-1123

Who We Are

Who is providing this notice

Acceptance Capital Mortgage Corporation
113 East Magnesium Road, Unit D
Spokane, WA 99208
NMLS #2225

What We Do

How does Acceptance Capital Mortgage
Corporation protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Our company closely adheres to the federal laws that protect your identity and personal financial privacy: Red Flag Rules; Fair Credit Reporting Act; Gramm-Leach-Bliley Act

How does Acceptance Capital Mortgage
Corp. collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan or give us your income information
  • give us your employment history or apply for financing
  • provide your mortgage information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State Laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account - unless you tell us otherwise.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Acceptance Capital Mortgage Corporation does not share with our affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Acceptance Capital Mortgage Corporation does not share with nonaffiliates so that they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Acceptance Capital Mortgage Corporation doesn't jointly market

Other important information

To learn more, read 'Privacy Choices for Your Personal Financial Information' on the Federal Trade Commission Web site, www.occ.gov/topics/consumer-protection/privacy/index-privacy.html.