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Office of Comptroller of the Currency
The oldest federal financial regulatory body, which oversees the nation's federally chartered banks.
Office of Thrift Supervision
Regulatory and supervisory agency for federally chartered savings institutions.
Online Application Credit
This is a rebate that is deducted from your closing costs as a benefit for applying for your loan online.
Origination Fee
See Loan Origination Fee
Owner Financing
A purchase in which the seller provides all or part of the financing.